# Revenue & Earning Streams

### Club Creation Fee

MintDeals charges **$12** (USDT/USDD) to create a club. A portion of this is used to increase the Credit Facility's capacity with the rest going towards platform growth and maintenance.

### Choice Based Commission Fee

MintDeals charges up to **5%** commission fee if a club owner chooses to receive 80% of their club membership fees directly instead of sending it to the Credit Facility on their behalf.  [See here](clubs-and-deal-nfts/club-memberships).

### Interest on Loans via Credit Manager

MintDeals charges a higher interest fee on loans via the Credit Manager. This is due to the higher borrowing risks involved. This helps build a reserve for handling defaults and increasing shared credit + borrowing capacity.

### Yield Earnings on Collateral

MintDeals also earns yield on the collateral deposited in JustLend. This yield not only adds to the revenue stream but also ensures the sustainability of the credit facility, providing a small flow of funds that can be supplied into the platform to increase shared credit + borrowing capacity.

### Optional Royalties on Deal NFTs (Future Possibility)

EIP2981 was implemented within the Deal NFTs to support receiving a royalty commission of up to **5%** on any secondary sales performed by DEAL holders. This is not enforced and  is only possible if/when NFT Marketplaces (such as APENFT etc) supports the EIP2981 royalty standard.

### Earning with Partner Commissions (Soon)

Partners can earn up to 30% of the platform’s club creation fees. This incentivizes them to bring in new members and businesses, driving growth for the platform and themselves.
